The easiest way to get affordable Lexus IS 350 insurance in Santa Ana is to start doing a yearly price comparison from different companies in California. This can be done by following these steps.
- Spend some time learning about what coverages are included in your policy and the steps you can take to prevent rate increases. Many policy risk factors that are responsible for high rates like speeding and an imperfect credit rating can be eliminated by making small lifestyle or driving habit changes.
- Request rate estimates from direct carriers, independent agents, and exclusive agents. Direct companies and exclusive agencies can only provide price estimates from a single company like GEICO or State Farm, while agents who are independent can quote prices for a wide range of insurance providers. View rates
- Compare the new quotes to your existing coverage to determine if you can save on IS 350 insurance in Santa Ana. If you find a lower rate and buy the policy, make sure there is no lapse in coverage.
- Provide proper notification to your current company to cancel your current policy. Submit the signed application along with the required initial payment to the new insurer. Immediately keep the new certificate verifying proof of insurance along with your vehicle registration.
A valuable tip to remember is to use similar limits and deductibles on each quote and and to get quotes from as many car insurance companies as possible. This ensures a fair price comparison and plenty of rates choose from.
Smart shoppers know that auto insurance companies don't want you comparing rates. People who shop around once a year will probably move their business because of the good chance of finding coverage at a cheaper rate. Remarkably, a study showed that drivers who regularly compared price quotes saved an average of $3,400 over four years compared to other drivers who don't regularly compare prices.
If finding the best price on insurance is your target objective, then understanding how to quote prices and compare insurance can make it easier to find better rates.
If you have a policy now, you will be able to reduce the price you pay using these tips. Our objective in writing this article is to help educate you on the best way to buy inexpensive auto insurance and also pocket some savings But California drivers must know the methods companies use to determine how much to charge.
The fastest way that we advise to get policy rate comparisons for Lexus IS 350 insurance in Santa Ana is to understand car insurance companies participate in a system to give free rates quotes. All you need to do is provide a small amount of information such as if the vehicle is leased, the make and model of your vehicles, driver details, and what your job is. Your details is sent automatically to multiple insurance providers and they respond with quotes very quickly.
If you wish to get multiple quotes for your Lexus IS 350 now, click here and complete the form.
The following companies have been selected to offer comparison quotes in California. If several companies are displayed, we recommend you compare several of them to get the most affordable price.
Lexus IS 350 insurance statistics and information
The price information shown next outlines a range of insurance prices for Lexus IS 350 models. Having a better idea how prices are figured can be of help when making smart buying decisions.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| IS 350 4-Dr Sedan | $546 | $932 | $578 | $34 | $174 | $2,264 | $189 |
| IS 350 C 2-Dr Convertible | $546 | $932 | $578 | $34 | $174 | $2,264 | $189 |
| Get Your Own Custom Quote Go | |||||||
Prices based on single male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, claim-free, safe-driver, multi-policy, and homeowner. Information does not factor in vehicle garaging location which can alter insurance rates greatly.
Impact of speeding/accidents on Santa Ana auto insurance rates
The information below demonstrates how traffic citations and accident claims can affect Lexus IS 350 auto insurance rates for different age groups. The costs are based on a married female driver, full coverage, $1,000 deductibles, and no other discounts are factored in.
Gender differences in auto insurance premiums
The chart below shows the difference between Lexus IS 350 insurance costs for male and female drivers. The premiums assume no claims or driving citations, full coverage, $500 deductibles, marital status is single, and no additional discounts are factored in.
You may need advice from an insurance agent
A small number of people still like to talk to an insurance agent and that is a personal choice. An additional benefit of getting online price quotes is that drivers can save money and get better rates but also keep your business local. Buying from and supporting local agencies is important especially in Santa Ana.
To help locate an agent, after submitting this form (opens in new window), your information is transmitted to local insurance agents who will give you quotes for your business. There is no need to drive around since price quotes are sent to the email address you provide. You can most likely find cheaper rates and work with a local agent. If you have a need to compare rates from one company in particular, you can always go to their quote page and complete a quote there.
When researching a local agent, it's helpful to know the types of insurance agents that differ in how they can insure your vehicles. Insurance agencies can be described as either exclusive agents or independent agents.
Independent Agencies or Brokers
Independent insurance agents do not have single company limitations and that enables them to quote your coverage with multiple insurance companies and help determine which has the cheapest rates. If premiums increase, the agent simply finds a different carrier which makes it simple for you.
When comparison shopping, you definitely need to include price quotes from a few independent agents to get the most accurate price comparison. Most have the option of insuring with companies you've never heard of that may have much lower rates than larger companies.
Shown below is a short list of independent agencies in Santa Ana that may be able to give you price quotes.
- SureCo Insurance Agency
201 Sandpointe Ave Suite 600 - Santa Ana, CA 92707 - (866) 845-9815 - View Map - Leavitt Group - Leavitt Insurance Services of Southern California
1820 E First St #500 - Santa Ana, CA 92705 - (714) 569-2700 - View Map - Everett Callahan Insurance Agency, Inc
1913 17th St - Santa Ana, CA 92705 - (714) 246-8976 - View Map
Exclusive Agencies
Exclusive agencies normally can only provide a single company's rates such as Allstate, State Farm and Farm Bureau. Exclusive agents cannot compare other company's rates so always compare other rates. Exclusive agents are usually well trained on sales techniques which helps overcome the inability to quote other rates. Some consumers prefer to buy insurance from these agents mostly because of the prominent brand name and the convenience of having all coverages with one company.
Shown below are Santa Ana exclusive agents who can help you get comparison quotes.
- Farmers Insurance: Sandy Hocking-Cline
1801 Park Ct Pl - Santa Ana, CA 92701 - (714) 973-9100 - View Map - Farmers Insurance - Araceli Padilla
2424 N Grand Ave b - Santa Ana, CA 92705 - (714) 543-4638 - View Map - State Farm Insurance: Luis Olmedo
600 S Grand Ave #101 - Santa Ana, CA 92705 - (714) 486-3441 - View Map
Finding the right auto insurance agent should depend on more than just a cheap price. Here are some questions you should ask.
- What is the financial rating for the quoted company?
- Does the agency have a positive business rating?
- Are they primarily personal or commercial lines agents in Santa Ana?
- Will a damage claim use OEM or aftermarket replacement parts?
- How would your car be valued if totaled?