A recent survey discovered that a large majority of insurance policyholders in California have purchased from the same company for at least four years, and roughly 40% of drivers have never compared rates to find cheap insurance. U.S. consumers could pocket almost 47% a year just by getting comparison quotes, but they underestimate the big savings they would realize if they bought a different policy.
If your goal is the lowest price, then the best way to find the cheapest price for car insurance rates in Santa Ana is to do an annual price comparison from providers who provide auto insurance in California.
- Step 1: Read about the different coverages in a policy and the measures you can take to prevent expensive coverage. Many things that increase rates like multiple speeding tickets and a substandard credit score can be eliminated by making minor changes to your lifestyle.
- Step 2: Compare price quotes from independent agents, exclusive agents, and direct companies. Exclusive agents and direct companies can provide rates from a single company like GEICO or Farmers Insurance, while independent agencies can quote prices for many different companies.
- Step 3: Compare the new rate quotes to your existing coverage and see if you can save money. If you can save money, make sure coverage is continuous and does not lapse.
- Step 4: Notify your company or agent to cancel your current coverage and submit the signed application along with the required initial payment to your new agent or company. Don't forget to safely store the proof of insurance certificate with your vehicle's registration.
A crucial key to this process is to make sure you enter the same liability limits and deductibles on every quote request and and to get price estimates from as many companies as you can. Doing this provides a level playing field and many rates to choose from.
How much does Chevy Uplander insurance in Santa Ana cost?
The companies shown below have been selected to offer quotes in Santa Ana, CA. If several companies are displayed, it's a good idea that you visit two to three different companies in order to find the cheapest rates.
Auto insurance agents can help
A small number of people prefer to get advice from a local agent and that is a smart decision Good agents are trained risk managers and help file insurance claims. The best thing about comparing rates online is that drivers can save money and get better rates and still have a local agent. Buying insurance from local insurance agencies is still important in Santa Ana.
Upon completion of this short form, your insurance data is sent to companies in Santa Ana that can give you free Santa Ana car insurance quotes for your insurance coverage. You never need to leave your computer due to the fact that quote results will go instantly to you. If for some reason you want to quote rates for a specific company, you would need to visit that company's website and complete a quote there.
Multiple types of auto insurance agents in Santa Ana
If you would like to find a reliable insurance agency, there are two types of agencies that differ in how they can insure your vehicles. Insurance policy providers may be either independent agents or exclusive agents. Either one can properly insure your vehicles, but it's worth mentioning the subtle differences because it can factor into your selection of an agent.
Independent Agents (or Brokers)
These type of agents can sell policies from many different companies so they can quote policies through many different insurance companies and get the cheapest rates. If you are not satisfied with one company, the business is moved internally which requires no work on your part.
If you are comparing insurance prices, we recommend you get insurance quotes from a few independent agents in order to compare the most rates.
Featured below are independent insurance agents in Santa Ana that may be able to give cheap rate quotes.
CRC Insurance Services Inc
1551 N Tustin Ave # 450 - Santa Ana, CA 92705 - (714) 689-0101 - View Map
Mural Insurance Agency
1202 17th St #103 - Santa Ana, CA 92701 - (714) 541-1003 - View Map
Roberti's Insurance Agency
2128 N Tustin Ave #B - Santa Ana, CA 92705 - (714) 543-2788 - View Map
Exclusive Agencies
Exclusive agents generally can only insure with one company such as American Family, State Farm, and Allstate. Exclusive agencies are unable to provide rate quotes from other companies so they have no alternatives for high prices. These agents are highly trained on their company's products and that enables them to sell even at higher rates.
Below is a list of exclusive agents in Santa Ana willing to provide price quotes.
Farmers Insurance - Araceli Padilla
2424 N Grand Ave b - Santa Ana, CA 92705 - (714) 543-4638 - View Map
Aidee Lopez - State Farm Insurance Agent
3750 W McFadden Ave e - Santa Ana, CA 92704 - (714) 775-3090 - View Map
Farmers Insurance: Sandy Hocking-Cline
1801 Park Ct Pl - Santa Ana, CA 92701 - (714) 973-9100 - View Map
Finding a good insurance agent requires you to look at more than just a cheap quote. Below are some questions you should ask.
- Is there any savings for paying the full premium?
- Do they regularly work with personal auto policies in Santa Ana?
- Which insurance companies are they affiliated with?
- Do you have coverage for a rental car if your vehicle is in the repair shop?
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
- Is the agency involved in supporting local community causes?
- Did they already check your driving record and credit reports?
Ratings for Santa Ana car insurance companies
Finding the right insurer can be challenging considering how many different insurance companies sell coverage in California. The information shown next could help you decide which providers to look at when comparing rate quotes.
Top 10 Santa Ana Car Insurance Companies Ranked by Value
- USAA
- American Family
- The Hartford
- AAA of Southern California
- Titan Insurance
- The General
- AAA Insurance
- State Farm
- Mercury Insurance
- Nationwide
Top 10 Santa Ana Car Insurance Companies Ranked by Customer Service
- AAA of Southern California
- GEICO
- State Farm
- The Hartford
- Mercury Insurance
- The General
- Progressive
- Allstate
- AAA Insurance
- American Family