Finding cheap Jeep Liberty insurance in Santa Ana could be slightly frustrating for drivers who are new to quoting coverage rates online. With so many insurance agents and insurance companies available, it can easily turn into a difficult mission to find the best prices.
It's an obvious assumption that car insurance companies don't want customers comparing rates. People who shop around once a year are very likely to move their business because they have a good chance of finding a policy with better rates. A survey found that drivers who compared rate quotes regularly saved $72 a month compared to people who never shopped around for lower prices.
If finding the lowest rates on car insurance in Santa Ana is the reason for your visit, understanding how to get free comparison quotes and analyze insurance can save time and make the process easier.
It's a good idea to shop coverage around yearly since rates are rarely the same from one policy term to another. Just because you had the best deal on Jeep Liberty insurance in Santa Ana six months ago there may be better deals available now. Don't believe everything you read about Liberty insurance online but you can learn some proven techniques to reduce your car insurance bill.
When comparing auto insurance rates, know that comparing a wide range of rates provides better odds of finding more affordable rates. Some regional insurers cannot provide price estimates online, so it's necessary to compare rates from them as well.
The following companies are ready to provide free rate quotes in California. If more than one company is shown, we recommend you visit several of them to get the best price comparison.
Statistics and details
The rate information displayed below highlights estimates of coverage prices for Jeep Liberty models. Learning how insurance prices are formulated is important for drivers to make smart choices when selecting a coverage provider.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Liberty Sport 2WD | $178 | $292 | $450 | $26 | $134 | $1,080 | $90 |
| Liberty Limited 2WD | $204 | $292 | $450 | $26 | $134 | $1,106 | $92 |
| Liberty Renegade 4WD | $204 | $292 | $450 | $26 | $134 | $1,106 | $92 |
| Liberty Sport 4WD | $204 | $292 | $450 | $26 | $134 | $1,106 | $92 |
| Liberty Limited 4WD | $204 | $354 | $450 | $26 | $134 | $1,168 | $97 |
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Above prices assume married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, safe-driver, and multi-policy. Table data does not factor in vehicle garaging location which can increase or decrease insurance rates noticeably.
Comparison of insurance rates by gender
The chart below illustrates the comparison of Jeep Liberty insurance costs for male and female drivers. The rates are based on no accidents, no driving violations, full coverage, $1,000 deductibles, drivers are not married, and no discounts are taken into consideration.
When do I need an agent's advice?
When choosing proper insurance coverage for your personal vehicles, there really is no "perfect" insurance plan. Every situation is different so your insurance needs to address that.
For instance, these questions can aid in determining whether or not you will benefit from professional help.
- Am I covered by my employer's commercial auto policy when driving my personal car for business?
- How much coverage applies to personal belongings?
- How much cheaper are high deductibles?
- Does my medical payments coverage pay my health insurance deductible?
- How long can I keep a teen driver on my policy?
- What is an umbrella policy?
- Does liability extend to a camper or trailer?
If you don't know the answers to these questions but one or more may apply to you, you might consider talking to a licensed agent. To find lower rates from a local agent, complete this form or you can also visit this page to select a carrier
Local insurance agents
Many drivers just prefer to buy from a licensed agent and often times that is recommended One of the great benefits of comparing rates online is that you can find cheap rate quotes but also keep your business local.
By using this form (opens in new window), your insurance coverage information is transmitted to agents in your area who will gladly provide quotes for your business. You won't need to do any legwork as quotes are delivered to you directly. You can get cheaper car insurance rates AND an agent nearby. If you need to get a rate quote for a specific company, you would need to find their quoting web page to submit a rate quote request.
Choosing the best company should depend on more than just a cheap price. The following questions are important to ask.
- Do they regularly work with personal auto policies in Santa Ana?
- If they are an independent agency in Santa Ana, which companies do they recommend?
- Which companies can they place coverage with?
- If you are a high risk driver, do they have special markets for your coverage?
- Do they have 24-hour customer assistance?
- Is the agency involved in supporting local community causes?
- What will you get paid if your car is a total loss? How is that amount determined?
Independent or Exclusive: It's your choice
When researching local Santa Ana agents, you need to know there are two different agency structures and how they can service your needs differently. Insurance agencies in Santa Ana are considered either independent or exclusive depending on the company they work for.
Exclusive Car Insurance Agencies
Agents of this type are contracted to one company such as State Farm, Allstate, or Farmers Insurance. They are unable to provide prices from multiple companies so it's a take it or leave it situation. Exclusive insurance agents receive a lot of sales training on what they offer which helps offset the inability to provide other markets. Drivers often buy from exclusive agents mainly due to high brand loyalty and the convenience of having a single billing for all their coverages.
Listed below is a short list of exclusive insurance agents in Santa Ana who may provide you with price quotes.
- Allstate Insurance: Ramon Valerio
117 S Harbor Blvd - Santa Ana, CA 92704 - (714) 775-5423 - View Map - State Farm Insurance: Luis Olmedo
600 S Grand Ave #101 - Santa Ana, CA 92705 - (714) 486-3441 - View Map - Farmers Insurance: Ray Cheng Insurance Agency Inc.
540 N Golden Cir Dr #315 - Santa Ana, CA 92705 - (888) 395-4847 - View Map
Independent Agents
Independent insurance agents are normally appointed by many insurers so they can quote policies with many different companies depending on which coverage is best. To move your coverage to a new company, your agent can just switch to a different company and you can keep the same agent.
When comparing rate quotes, we highly recommend that you compare quotes from multiple independent agents for maximum quote selection. They often place coverage with lesser-known insurance companies which can be an advantage.
Shown below are Santa Ana independent insurance agencies willing to provide price quotes.
- CRC Insurance Services Inc
1551 N Tustin Ave # 450 - Santa Ana, CA 92705 - (714) 689-0101 - View Map - Mural Insurance Agency
1202 17th St #103 - Santa Ana, CA 92701 - (714) 541-1003 - View Map - First American Property and Casualty Insurance Group
4 First American Way - Santa Ana, CA 92701 - (714) 560-7850 - View Map
What is the best auto insurance company in Santa Ana?
Finding the best company is difficult considering how many choices you have in California. The information shown below could help you choose which insurers you want to consider putting your business with.
Top 10 Santa Ana Car Insurance Companies Ranked by Claims Service
- AAA of Southern California
- State Farm
- Esurance
- AAA Insurance
- Progressive
- Liberty Mutual
- GEICO
- Allstate
- Titan Insurance
- The Hartford