If you want to save money, the best way to find more affordable Nissan Versa insurance is to do an annual price comparison from providers in Santa Ana. Prices can be compared by following these steps.
First, try to comprehend individual coverages and the things you can change to keep rates down. Many rating criteria that cause rate increases such as accidents, careless driving, and a substandard credit history can be eliminated by making minor changes to your lifestyle. Keep reading for additional tips to get lower rates and find overlooked discounts.
Second, get rate quotes from independent agents, exclusive agents, and direct companies. Exclusive agents and direct companies can provide rates from one company like Progressive or Farmers Insurance, while independent agents can provide price quotes from multiple companies. Compare rates now
Third, compare the new rates to the price on your current policy to see if switching to a new carrier will save money. If you find a lower rate and make a switch, make sure there is no lapse between the expiration of your current policy and the new one.
Fourth, provide notification to your current company to cancel the current policy. Submit payment and a completed application to your new company or agent. As soon as you can, safely store the certificate verifying proof of insurance above your visor, in the console, or in the glove compartment.
The most important part of shopping around is to try to compare similar limits and deductibles on each price quote and and to analyze as many companies as you can. Doing this enables the most accurate price comparison and the most accurate and complete price analysis.
Sad but true, a large majority of drivers kept buying from the same company for a minimum of four years, and just under half have never quoted auto insurance rates at all. Consumers in California can cut their rates by almost 35% a year just by shopping around, but they don't want to spend time to find affordable rates by getting comparison quotes.
If you have a current car insurance policy or are looking for a new policy, you will benefit by learning to shop for the lowest rates without reducing coverage. Locating the best rates in Santa Ana is not rocket science. Drivers just have to learn the least time-consuming way to compare insurance rates from many different companies.
Getting more affordable Nissan Versa car insurance pricing is pretty simple and can save money. All that's required is to take a few minutes to compare rate quotes to find out which insurance company has cheaper Santa Ana auto insurance quotes.
It's so simple to compare car insurance rate quotes online makes it obsolete to drive around to insurance agents' offices. Comparing Nissan Versa insurance rate quotes online eliminates this option unless you have a complicated situation and need the professional advice of a local Santa Ana agent. Drivers can obtain prices from the web but buy from a local insurance agent.
The companies shown below provide price quotes in California. If several companies are displayed, we suggest you get rate quotes from several of them in order to find the most competitive rates.
Analysis of Nissan Versa rates
The rate information displayed below showcases different insurance coverage prices for Nissan Versa models. Being aware of how insurance policy rates are calculated is important for drivers to make smart choices when buying a policy.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Versa 1.6 SEDAN | $154 | $342 | $534 | $32 | $160 | $1,222 | $102 |
| Versa 1.8 S Hatchback | $180 | $490 | $534 | $32 | $160 | $1,396 | $116 |
| Versa 1.8 S SEDAN | $180 | $490 | $534 | $32 | $160 | $1,396 | $116 |
| Versa 1.8 SL Hatchback | $206 | $564 | $534 | $32 | $160 | $1,496 | $125 |
| Versa 1.8 SL SEDAN | $206 | $564 | $534 | $32 | $160 | $1,496 | $125 |
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Data rating is based on single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include homeowner, claim-free, multi-vehicle, safe-driver, and multi-policy. Rate quotes do not factor in the specific area where the vehicle is garaged which can modify rates substantially.
The information below demonstrates how deductible levels and can change Nissan Versa insurance rates for each different age group. The price estimates are based on a married male driver, comprehensive and collision coverage, and no discounts are applied.
Insurance rate increases from tickets or accidents
The example below demonstrates how citations and at-fault accidents increase Nissan Versa car insurance rates for different categories of driver ages. The rates are based on a single male driver, comprehensive and collision coverage, $1,000 deductibles, and no discounts are applied to the premium.
When do I need to talk to an insurance agent?
Some people would prefer to buy from a licensed agent and that is recommended in a lot of cases Good insurance agents can point out coverage gaps and will help you if you have claims. A good thing about comparing insurance online is you may find the lowest rates and also buy local. Buying insurance from local agencies is important especially in Santa Ana.
To make it easy to find an agent, after completing this quick form, your insurance data is emailed to local insurance agents who will return price quotes for your coverage. It's much easier because you don't need to leave your computer because prices are sent directly to you. If you wish to get a comparison quote from a particular provider, you can always visit that company's website and give them your coverage information.
Picking the best insurer requires you to look at more than just the quoted price. Any agent in Santa Ana should be willing to answer these questions.
- Is every driver in your family covered?
- Is the agency active in community causes in Santa Ana?
- Will your rates increase after a single accident?
- How does the company pay claims for a total loss?
- How much will you save each year by using a higher deductible?
- Does the agent help file claims?
How to find a good Santa Ana auto insurance company
Buying coverage from a highly-rated car insurance company can be challenging considering how many different companies sell coverage in Santa Ana. The company ratings listed below can help you choose which auto insurance companies to look at when comparing rate quotes.
Top 10 Santa Ana Car Insurance Companies Ranked by Customer Satisfaction
- Titan Insurance - 95%
- USAA - 94%
- AAA of Southern California - 92%
- AAA Insurance - 91%
- Nationwide - 90%
- State Farm - 90%
- The Hartford - 89%
- GEICO - 89%
- The General - 88%
- 21st Century - 88%
Top 10 Santa Ana Car Insurance Companies Ranked by Claims Service
- AAA of Southern California
- State Farm
- Esurance
- AAA Insurance
- Progressive
- Liberty Mutual
- GEICO
- Allstate
- Titan Insurance
- The Hartford